Welcome To KT Bank
Where careers contribute to building a brighter financial future for Pakistan.
About Us
Welcome to KT Bank – Shaping the Future of Islamic Banking
KT Bank is an emerging digital Islamic bank, currently under formation and awaiting approval from the State Bank of Pakistan.
We are redefining banking with a commitment to innovation, financial inclusion, and Sharia-compliant solutions. Designed for the modern Pakistan, our services prioritize the needs of youth, underserved communities, unbanked individuals, and small and medium enterprises.
Our mission goes beyond banking—we are building a digital ecosystem that fosters economic growth and empowers individuals. With a strong focus on the agriculture and education sectors, we aim to drive progress and create opportunities that uplift the nation.
Discover the difference with KT Bank—where technology, inclusivity, and Islamic values meet to help you thrive. Together, we’re building a stronger, more inclusive future for Pakistan.
Our Purpose
To create a financially inclusive Pakistan, ensuring that every individual and business has access to the financial resources and opportunities needed.
Our Vision
To become Pakistan’s leading digital bank, empowering individuals and businesses with innovative financial solutions
Our Mission
To revolutionize banking in Pakistan with seamless, accessible, and ethical financial services by leveraging technology
Core Values
Transparency
Integrity
Innovation
Customer Empowerment
Community Impact
Meet Our Team
Our leadership team is composed of industry experts with a wealth of experience in banking, finance, and digital transformation. Each member brings a unique blend of expertise and a commitment to redefining customer experiences through innovation and excellence. Together, they drive our vision to lead the future of digital banking.
KT Bank’s Management Team
Tooran Asif
CEO ( Designate)
With 30 years of extensive experience in retail and digital banking, he has driven industry advancements through leadership roles at prominent institutions such as Mashreq, Standard Chartered Bank, Citi, and ANZ. He possesses deep expertise in leading digital transformation initiatives and shaping retail banking strategies across countries.
Ahsan Aziz
COO
A seasoned commercial banker with deep expertise in International Trade and AML/TBML. He has held C-level positions and contributed significantly to leading banks including HBL, SCB, ANZ, and Bank Al Habib. His leadership and extensive experience are pivotal in driving our company's success.
Asif Sindhu
CFO
Finance and Strategy professional with extensive experience in senior C-level roles. He has previously served as CFO at renowned organizations such as UBL, OGDC, Shell, and ANZ. Asif's diverse expertise and strategic acumen are invaluable in guiding our company's financial strategy and growth.
Hasnain Khoja
Head Retail
Brings 30 years of experience in Retail Banking and payments. He has led NCB’s payments business, the largest in the GCC, and has previously worked with SCB, ANZ, and Citi. His extensive expertise is crucial in driving our retail banking initiatives.
Ahmed Saqib
CTO
Over three decades of experience in Technology leadership roles. He has previously worked with SCB, Soneri, and Emirates Global Islamic, and holds CISSP and blockchain certifications. His expertise is pivotal in advancing our technological capabilities.
Azhar Hussain
Head of Legal and Company Secretary
Legal and Governance professional with extensive experience in law and compliance. He has held prominent roles at SCB, Union, and DIB. His deep understanding of legal frameworks and governance practices makes him a key asset to our leadership team.
Javed Siddiqui
CRO
Risk and Credit specialist with over 30 years of experience in banking, primarily in credit & Risk . He has previously served as CRO /Head of Risk at two leading banks in Pakistan, bringing a wealth of risk management expertise to strengthen our operations.
Habeeb Faruqi
Head Treasury
Financial Markets & Treasury professional with extensive international experience. He has previously worked for SCB, AMEX, HBL, and BoA in multiple countries, and managed the Treasury/Wealth Management product & sales coverage teams. He is also an Associate Member of the CISI (UK), bringing a global perspective to our Treasury Function.
Banking and Treasury professional with extensive international experience. He has previously worked for SCB, Amex, and BoA in multiple countries and is an Associate member of the CISI, bringing a global perspective to our treasury operations.
Habeeb
Faruqi
Head Treasury
Our Experts
Mufti Ehsan Waqar
Shariah
Shariah Banking and Finance Specialist serves as the Chairman of the Shariah Board at NBP and KT Bank (Proposed). He has previously been a Board Member at UBL, bringing deep expertise in Shariah-compliant banking and finance to our team.
Dr. Fraz Chishti
CX/Design
Brings over 20 years of experience in banking, specializing in Customer Experience and Operational Excellence. He has previously worked with Mashreq, Noor, and GE, using his expertise to enhance customer-centric strategies and drive operational improvements.
Karim Beg
Marketing
Extensive experience in Marketing and Consumer Banking. He has previously worked with top organizations like Visa, PepsiCo, ABN AMRO, and RBS, bringing a wealth of knowledge in consumer-focused marketing strategies to our team.
Karim
Beg
Marketing
Extensive experience in Marketing and Consumer Banking. He has previously worked with top organizations like Visa, PepsiCo, ABN AMRO, and RBS, bringing a wealth of knowledge in consumer-focused marketing strategies to our team.
Senior Strategy Consultant with a proven track record working with top firms like Uber, Bain, and Accenture. His strategic expertise helps guide our business growth and drive impactful decisions.
Saad
Rana
Business Strategy
Mufti Ehsan
Waqar
Shariah
Shariah Banking and Finance Specialist serves as the Chairman of the Shariah Board at NBP and KT Bank (Proposed). He has previously been a Board Member at UBL, bringing deep expertise in Shariah-compliant banking and finance to our team.
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Disclaimer: Please note that the State Bank of Pakistan has duly granted In Principal Approval (IPA) to KT Bank Pakistan Limited to prepare for operational readiness to launch digital financial services in Pakistan. This disclaimer applies to the fullest extent permitted by the applicable laws.
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